PRIVACY POLICY

Our Commitment

Your privacy is important to Valiant Financial Services Inc. (Valiant) We are committed to being upfront and transparent about our privacy practices. This privacy policy is our commitment to the protection of your privacy and any personal information you disclose to us.

Your Responsibilities   

Please read the Valiant’s Policy carefully. By accessing this Web Site, submitting information to Valiant or using the features of this Web Site, you agree to be bound by all the terms and conditions in the Terms of Use and the Valiant Policy. If you do not agree with the Terms of Use or the Valiant policy, do not access this Web Site

What Is Personal Information   

This Policy applies to the personal information of Valiant’s customers and people who deal with Valiant. It does not apply to the personal information of our employees, or to information that is not personal information.

Valiant regards personal information as information that is about you that applicable law classifies as personal information. It does not include anonymous information, aggregated information or information no longer identifiable to a specific person.

Why We Collect Personal Information    We collect personal information to assist in administering our business, including to:

  • confirm identification
  • assess credit worthiness
  • provide leasing and/or financing services to you
  • promote our leasing and/or financing products
  • administer our lease/finance portfolio, including enforcing the terms of products you may have with Valiant
  • for other purposes, with your consent, or as permitted or required by law.

How Do We Collect Your Information   

We collect your information during your interaction with Valiant, including from:

  • Applications you make for our products and services
  • Your interactions with our staff
  • Your interactions with our website and mobile applications
  • From Third Parties, such as credit reporting agencies

What Kind Of Information Do We Collect

We collect personal information such as:

  • Name
  • Address
  • Contact information
  • Date of birth
  • Social insurance number
  • Financial information
  • References

We use social insurance numbers for identification purposes only. We collect these numbers at the option of the customer; they are not required to complete a credit application.

Who We Share Your Information With And Why

We do not sell information about our customers to others.  Your personal information is a vital part of our ongoing business relationship with you.

We will only disclose personal information, on a confidential basis, to:

  • Our agents
  • Suppliers
  • Funders
  • Service providers

We share this information to:

  • Complete and administer transactions initiated by you
  • If the personal information forms part of an asset or a business that we sell or assign;
  • To protect and enforce the rights and property of Valiant
  • To credit rating organizations;
  • For fraud prevention or the reduction of the risk of fraud;
  • If the disclosure is required or permitted by law;
  • If you request or consent to the disclosure.

Safeguards and Security              

Valiant provides appropriate physical, technological and organizational measures to safeguard and protect your personal information including:

  • Storing your information within a secure environment
  • Limiting employee access to personal information to those employees that have a business reason to know that information
  • Employee training regarding Valliant’s privacy commitments

Questions and Concerns?

Valiant is committed to continuous improvement and values your input. We welcome your comments and suggestions on improving our Policies. If you would like to make suggestions, please fax us at: 604.424.8507 or by email at: info@valiantfinancial.ca