PRIVACY POLICY

Our Commitment

Your privacy is important to Valiant Financial Services Inc. (Valiant) We are committed to being upfront and transparent about our privacy practices. This privacy policy is our commitment to the protection of your privacy and any personal information you disclose to us.

Your Responsibilities   

Please read the Valiant’s Policy carefully. By accessing this Web Site, submitting information to Valiant or using the features of this Web Site, you agree to be bound by all the terms and conditions in the Terms of Use and the Valiant Policy. If you do not agree with the Terms of Use or the Valiant policy, do not access this Web Site

What Is Personal Information   

This Policy applies to the personal information of Valiant’s customers and people who deal with Valiant. It does not apply to the personal information of our employees, or to information that is not personal information.

Valiant regards personal information as information that is about you that applicable law classifies as personal information. It does not include anonymous information, aggregated information or information no longer identifiable to a specific person.

Why We Collect Personal Information    We collect personal information to assist in administering our business, including to:

  • confirm identification
  • assess credit worthiness
  • provide leasing and/or financing services to you
  • promote our leasing and/or financing products
  • administer our lease/finance portfolio, including enforcing the terms of products you may have with Valiant
  • for other purposes, with your consent, or as permitted or required by law.

How Do We Collect Your Information   

We collect your information during your interaction with Valiant, including from:

  • Applications you make for our products and services
  • Your interactions with our staff
  • Your interactions with our website and mobile applications
  • From Third Parties, such as credit reporting agencies

What Kind Of Information Do We Collect

We collect personal information such as:

  • Name
  • Address
  • Contact information
  • Date of birth
  • Social insurance number
  • Financial information
  • References

We use social insurance numbers for identification purposes only. We collect these numbers at the option of the customer; they are not required to complete a credit application.

Who We Share Your Information With And Why

We do not sell information about our customers to others.  Your personal information is a vital part of our ongoing business relationship with you.

We will only disclose personal information, on a confidential basis, to:

  • Our agents
  • Suppliers
  • Funders
  • Service providers

We share this information to:

  • Complete and administer transactions initiated by you
  • If the personal information forms part of an asset or a business that we sell or assign;
  • To protect and enforce the rights and property of Valiant
  • To credit rating organizations;
  • For fraud prevention or the reduction of the risk of fraud;
  • If the disclosure is required or permitted by law;
  • If you request or consent to the disclosure.

Safeguards and Security              

Valiant provides appropriate physical, technological and organizational measures to safeguard and protect your personal information including:

  • Storing your information within a secure environment
  • Limiting employee access to personal information to those employees that have a business reason to know that information
  • Employee training regarding Valliant’s privacy commitments

Cookies

Cookies are all amounts of information that are downloaded to your device when using certain websites. These cookies can keep information that helps various websites recognize your device. Cookies do not identify you or provide access into your computer. Cookies are useful to help store memories such as passwords and preferences so website can keep you logged in and remember your preferences. Through the use of cookies our website collects information automatically that may include usage details, IP addresses, and other information that does not identify you. You can adjust your web browser’s settings to prevent it from storing cookies. Visit your web browsers support page for instructions on how to disable cookie storing.

Online Advertising

We use Google Remarketing to advertise to you on other website. Google’s Adwords remarketing system will store a cookie on your computer when you visit our website. After visiting our website, when you visit other websites that are part of Google’s advertising network, our ads could appear to you because you have already visited our website previously. This allows us to remind you about our great services and products.

If you wish to not participate in our Google Adwords Remarketing, you are free to opt out by visiting Google’s Ads Preferences Manager or the Network Advertising Initiative opt-out page.

Website Analytics

We use Google Analytics to help us track user actions on our website. Google Analytics can collect non-personal information such as cookies, IP addresses, device and software identifiers, referring and exit URLs, onsite behavior and usage information, feature use metrics and statistics, usage and purchase history, MAC Address, mobile unique device ID, and other similar information. Google Analytics does not collect your personal information.

If you do not wish to be tracked by Google Analytics you may opt out by visiting the Google Analytics opt-out page.

Questions and Concerns?

Valiant is committed to continuous improvement and values your input. We welcome your comments and suggestions on improving our Policies. If you would like to make suggestions, please fax us at: 604.424.8507 or by email at: info@valiantfinancial.ca